Why Personal Accident Insurance is a Must?
 
Every year, over 4.5 lakh accidental deaths and countless injuries are reported in India. While life and health insurance help in many ways, they don’t always cover accidents completely. This is where a Personal Accident policy steps in.
 
Benefits of TATA AIG Personal Accident Insurance













Why Buy Through Shri Ganesh Investments?

• ✅ Genuine & Transparent Advice

• ✅ Fast & Easy Policy Issuance

• ✅ Expertise in Claim Support

• ✅ 22+ Years of Experience in Financial Protection

• ✅ One-on-One Assistance – No Call Center Runaround

Who Should Buy This Policy?

Personal Accident Insurance is essential for:

• Daily commuters (bike, car, public transport)

• Business owners & field executives

• Self-employed professionals

• Parents (to secure child’s education in case of mishap)

• Young earners who want low-cost yet high-impact coverage

 
💡 A policy can cost less than ₹30/day and still provide ₹50 lakh coverage.

Example Scenarios

• Mr. Sharma, 35, slipped at a construction site and suffered a permanent leg injury. His TATA AIG PA policy helped cover medical expenses and also paid him a partial disability benefit of ₹15 lakhs.

• Renu, 42, lost her husband in a road accident. A ₹1 crore claim from their PA policy helped secure her children's education and home.

Documents Required

• Identity Proof (Aadhar/PAN)

• Address Proof

• Nominee Details

• Income Proof (if higher sum insured)
  
  

💬 Frequently Asked Questions

Q1. Is a medical test required?
👉 Not usually. Most policies are issued without any medical test.

Q2. Will I get tax benefits under this policy?
👉 No, Personal Accident policies do not qualify for Section 80D benefits like health insurance.

Q3. Can I cover my family under this plan?
👉 No, you can opt for all the members individually.

Q4. How soon does the claim get settled?
👉 With SGI’s help, claim filing and coordination with TATA AIG is quick and smooth.

Protect Your Life & Livelihood Now, Don’t wait for something to happen — act today.
Get the best Personal Accident policy from TATA AIG, backed by the trusted support of Shri Ganesh Investments.